Posts: 14,051
Registered: ‎04-15-2011
Re: Do Pay For Delete's Work Better if You Give a Good Reason?

The guidlines use the word "should", plus it's not a law, just a general rule.  The law states they must provide accurate information, it doesn't compel them to provide any information at all.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!