Posts: 13,897
Registered: ‎04-15-2011
Re: BUILDING Credit advice?

Building credit?  Works the same way as rebuilding, minus the cleaning your CR part.  Start slow.  Build good TLs.   Don't take on more than you have to or more than you can handle.  Get a few revolving accounts and PIF them every month.  Don't let the debt stack up on you.  Just remember, it's not what you can buy, it's what you can afford.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!