Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
Success - July 2011 1x90 late removed and I gained....
[ Edited ]

I had a 90 day late removed from my Sallie Mae account (off all but TU right now) and I pulled my EQ report today to see how many points I gained!  (This account only has 1 90 day late from 2007 left on it.)


So how much did my EQ score go up once this recent 90 day late was removed?  ZERO POINTS!  WHAT THE HELL!!!


Any gurus out there able to explain this one?  Also, my 30 day late on my other SM account dropped early and just have 1x30 late on that from Nov 2010.  Only other two baddies are CO (paid) for $109 from Verizon in July 2009 and mess of Cap1 auto with highest late of 60 days and most recent late back in March. 


How in the hell is a July 2011 90 day late not worth any points? ANY?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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