Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
Re: Success - July 2011 1x90 late removed and I gained....

bahbahd wrote:

The two 90 day and the one 90 day late might affect the score same. Just cuz you had the recent one removed does not mean that the older one still isn't hurting the same? Anything over 60 weighs for the 7 year duration.

I was hoping that wasnt the case.  At least now I only have to wait 2 years for it to fall off as opposed to 6 years!  But really, 1x90 day from 5 years ago trumps the removal of a July 2011 90 day late in terms of impact on score.  I would had thought I would gain some.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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