Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
Re: Success - July 2011 1x90 late removed and I gained....

Shogun wrote:

Probably not enough of a factor to warrant a boost.  Kind of funny how that works.  Look on the bright side, it's a baddie removed!


Agreed.  Like Ive said, it shortens the time from 6 years to 2 years (knocks of 4 years) until the account will have no baddies at all.  It was also a recent 90 day late and on manual review would had definitely hurt.  On another note, got my Chase Amazon's 1st statement today so that should be reporting in a couple days.  I have a zero balance on $2k CL.  That should help lower some of the hit I had for high utilization from Cap1 card.

This time next month my scores should be back to where they were prior to Isaac.  Will be nice to be back in 680-700ish range.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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