New Member
Dawgamus
Posts: 11
Registered: ‎09-30-2012
Re: Dawgamus and the deep dark hole of sub 600

CENLAR FSB #***********

Account Type:  Mortgage Account

Balance:  $0

Date Closed: 11/27/2007

Remarks: FORECLOSURE COLLATERAL SOLD

Estimated month and year that this item will be removed: 07/2014                                                                          

Reported by all 3 experian has it listed as pending

 

CITIFINANCIAL #*****************

Loan Type: UNSECURED

Balance: $0

Pay Status:  >Account paid in Full; was a Charge-off<

Date Closed:  06/01/2008

Account Sale Info: ACCOUNT SOLD TO ASSET ACCEPTANCE

Remarks: ACCT INFO DISPUTED BY CONSUMR

Estimated month and year that this item will be removed: 11/2014

reported by all 3

 

HSBC BANK #***********

Loan Type: CREDIT CARD

Balance:  $529

Pay Status: >Charged Off<

Date Closed: 10/12/2011

Remarks: DISPUTE RESLVD-CUST DISAGREES

Reported by all 3

 

ASSET ACCEPTANCE LLC #************

Placed for collection: 07/02/2012

Date Updated: 09/09/2012

Original Creditor: CITIFINANCIAL (Retail)

Pay Status:  >In Collection<

Reported by all 3

 

Account Name: PHYSICIAN & DENTISTS C        

Account Type: Collection Department / Agency / Attorney   Collection Account     

Date Opened: 4/1/2009   **Not true date at least 2 years before**

Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department   Unpaid     

Reported by Experian

 

Account Name: AUDIT & ADJUSTMENT COM         

Account Type: Collection Department / Agency / Attorney   Collection Account     

Past Due: $1,145.00        

Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department   Unpaid     

Comments:    COLLECTION ACCOUNT MEDICAL

Reported by EQ and EX   

 

Account Name: I C SYSTEM INC        

Account Type: Collection Department / Agency / Attorney        

Balance: $185.00        

Terms: 1 Month        

Reported byExperian

 

Account Name:    FREEDOM STORES     

Account Status:    Open  

Date Opened:    6/1/2012

Balance:    $2,349.00  

High Balance:    $2,607.00 

Past Due:       $0.00  

Payment Status:    Pays account as agreed  

Comments:    SECURED

Reported by  Equifax

 

   MILITARY CREDIT SERV

Account Name:    MILITARY CREDIT SERV     

Account Type:    Installment     

Account Status:    Open     

Balance:    $0.00     

High Balance:    $2,133.00     

Payment Status:    Pays account as agreed     

Comments:    PAID ACCOUNT / ZERO BALANCE

 Reported by   Equifax      

 





Starting Score: Sub 500
Current Score: 567
Goal Score: 640


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Once you have hit rock bottom, I prefer Semtex to get a little deeper