Posts: 14,051
Registered: ‎04-15-2011
Re: GE/Walmart CLI and then Fico score tanks!

2015?  That must be the day it's expected to fall off.  The DOFD would be 7 years +180 days before that.  So essentially this is a 5 year old delinquent account.  So it is aged.  Send the GWs, at worst it's on for a couple more years, at best you can GW it off.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!