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Posts: 2,669
Registered: ‎04-25-2011
Re: Im a newbie! Help me if you can:)

Paleta25 wrote:

rckstrscott wrote:

Paleta25 wrote:

Im going to wait at least until the accounts fll off in June of next year and during this time I will try to work on the rest hopefully with some PFD and get these baddies gone


I havent started any paperwork as of yet, figured id get all my ducks in a row before they come back again and say fix it...Smiley Happy


Harris and Harris eh?


Illinois tollway authority or City of Chicago? LOL


Well, from personal experience, they will delete upon payment, for what its worth... although if its tollway, depending on how fast you want to purchase, there are grumblings of an amnesty coming up soon




Actually none of them are from the tollway or city.  They are medical collections.  If they delete upon payment then even better! I just sent them a PFD so hopefully they agree!


Ahh okay.. Yeah Harris and Harris are bigtime Chicago/Illinois goverment contractors so alot of the debt they deal with is those sorts..


But yes, they agreed to my PFD.. although they didn't agree on the first letter so keep pushing!



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX