Posts: 14,062
Registered: ‎04-15-2011
Re: New here , would love advice

Keep paying those accounts on time.  Pay off those small loans and the personal loan.  You don't need them and no need to pay interest.  The car loans are doing fine for your installment accounts.  You'll need another revolving account or two.  Maybe secured cards to start with.  Get those reports cleaned up, anything reporting wrong needs to be fixed and anything paid off needs GW letters.  Your goals are definintely doable.  Good Luck!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!