Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: New here , would love advice

The thread below is for GWs.  Read up on it. It's to get paid negative collections off your CR.  Also if you have any negative accounts with a balance, you will want to do PFDs for those.

 

   http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

 

 

 

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!