Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011

Shinoga wrote:



I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!

Check your PMs; I sent you information..


And yeah, as shogun said, PFD.. and use the email addys I sent you



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX