Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Another one bites the dust :)

Southern Credit removecd the 92.00 baddie.  I now own them for a  75 and a 92.  They deleted them before I paid them.  Thank god the lady believed me.  I am very close to being able to buy a house for my family.  TU is up to 602 from 595.  EX is up over 50 points, but I can only go by the FAKO of Credit Sesame at 622 from 570.  Equifax is back to 577 from 535 but that's okay because once I get my CC paid down it will go back up.  on my 300 First Premier I have a 200.00 balance wich will be paid down by the end of the month.  4 more PFD and I will have NO MORE open collections!



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
Re: Another one bites the dust :)

Yay!!! Congrats!  

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: Another one bites the dust :)

Yes and AMEN!  I thought I would never get this far.  Got a few more to go but with the help of the members in here I am successful!  :smileyhappy:



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Member
Elyuri23
Posts: 6
Registered: ‎10-01-2012
Re: Another one bites the dust :)
Hey Lovegoodcredit I have PFD I need to send them. Can you please share that contact person that helped you. Also did you called her or just sent her the letter. I really need them off my report, I owe them. $102, thanks for the help
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Another one bites the dust :)

Got the song in my head while typing this.  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: Another one bites the dust :)

haha Shogun!  :smileyhappy:  I am so happy!  Just got 4 left.

 

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: Another one bites the dust :)

Eluri I will inbox you how I did it.  I basically got ahold of them and told them the truth about the bills. 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Valued Member
afraymoore
Posts: 97
Registered: ‎09-17-2012
Re: Another one bites the dust :)
Congratulations! I am just beginning my process, and you've given me inspiration.
Established Contributor
jamie123
Posts: 872
Registered: ‎03-22-2012
Re: Another one bites the dust :)

LoveGoodCredit wrote:

haha Shogun!  :smileyhappy:  I am so happy!  Just got 4 left.

 

 


Congrats! Good job!

 

I think that as each of these last 4 collections are removed you will see a sizable score bump as each is removed. You just started out with too many collections for the first 4 removals to make much difference. I can't wait to see your first 30 point bump! It will be coming soon!

 

Keep up the good work!

 

You can do it!

 

 



Starting Score: EQ 658 6/18/12
Current Score: EQ 700 10/12/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: Another one bites the dust :)

Thanks you guys.  Having bad credit is not the easiest thing to live with.  I got tired of it and wanted to do something with it.  There are many good people in here that have been in the same boat one time or another.  What inspires me is the encourgement from Jamie and Shogun and a few others.  It is also very encourging to find those with a 800 credit score that would actually give advice to someone like me with an average of just over 600. 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge