Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
Re: How Many Years Does It Take To Bounce Back..

I think it's subjective tbh.

 

There are a ton of factors. Such as, Ch7 vs Ch13, what your credit has been like since the BK, why you originally filed for BK. Lenders will typically see you as risk until the BK falls off completely, which can take 7-10 years.

 

 

Scores: about 700 across the board
Total CL: $275k