Re: EOS-CCA HELP!!!!

Shinoga · ‎06-04-2012

Hello,

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!

MY FICO = 690 CK=660 GOAL = 750 and my own house!

Shogun · ‎04-15-2011

I would suggest sending a PFD.

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

rckstrscott · ‎04-25-2011

Shinoga wrote:
Hello,

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!

Check your PMs; I sent you information..

And yeah, as shogun said, PFD.. and use the email addys I sent you

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

Shinoga · ‎06-04-2012

ok will do..thank you

MY FICO = 690 CK=660 GOAL = 750 and my own house!

windupbird · ‎09-05-2012

Can someone please PM me the EOS-CCA info....many thanks!

windupbird · ‎09-05-2012

Hello, can someone please PM me the contact info? Many thanks!

Shinoga · ‎06-04-2012

Thank you so much for your help. I received a response at 7:00 am the following day after I sent them an email that they closed the account and will delete all tradelines.4 days later I checked my CR, they are now deleted and got a 20 point jump!!!

MY FICO = 690 CK=660 GOAL = 750 and my own house!

Shogun · ‎04-15-2011

Awesome outcome. Congrats!!!

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

lsjohns00 · ‎10-22-2007

Hello,

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

thank you

Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720

Take the FICO Fitness Challenge

rckstrscott · ‎04-25-2011

lsjohns00 wrote:
Hello,

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

thank you

Sent!

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX