Regular Contributor
Posts: 198
Registered: ‎03-02-2012
Re: Unsecured and Secured to rebuild???

@doc101  My Grandfather is retired Army. I became a member and applied for n-rewards visa same day. They pulled EQ and TU. Got approval text message to my phone this morning. Expected denial because my util is high and I have 5-6 baddies but only 3-4 inquiries and six months paid on time for the two cap1 cards may have helped.

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13