Posts: 9
Registered: ‎10-08-2012
New here
I have been lurking on this board for a couple of weeks and really like the information that you all share. I was absolutely clueless about how credit scores worked and how my lack of knowledge could prevent me from meeting my goals financially. I have 11 negative items on my credit report that I would like to handle. My total debt is $2700. I can pay the debts in full, but I have gotten conflicting advice about doing so. My scores are equifax 587, experian 613, and transunion 651. I am ready to start on the road to recovery. My goal is to get a mortgage loan by Jan 2014. TIA for any info that you guys provide.