Valued Member
Posts: 34
Registered: ‎10-02-2012

So I spoke with midland funding a couple weeks ago and worked out a payment plan for a credit one card that went to collections. They were supposed to take the payment out on the 2nd, but didn't. Should I call them to be sure they are still willing to do the payments? Anyone else have experience with them?

Posts: 13,897
Registered: ‎04-15-2011
Re: Midland

Midland is a pain in the butt, yes contact them. 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Epic Contributor
Posts: 21,575
Registered: ‎03-19-2007
Re: Midland

Do you have formal written agreement for your plan?  If so, you have a contract that they must comply with.

If not, then you dont have clear evidence of agreement until they accept a payment.


You have, in my opinion, a hanging issue as to whether you have a valid payment plan agreement.  Yes, I would contact them and inquire as to whether or not they have accepted your agreement.  Until then, you are left hanging....