Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
Re: Need help raising my score, please.

I don't know why would you want another card when you don't really needed it......you had 3 right now why wouldn't you used it and rotate it somehow.....no offense but if I were you I would call the bank you had $5000 limit and ask them why they won't show on my report. Ask them a limit increase if you haven't for the last 6 months........also credit increase on Sam and Crappy one too......used your SAMs card a ill bit once in awhile.........I think you might also call them to convert to their Discover Sam card........

3 credit line and 2 loan should be good enough for your credit score.....it's just grow slowly I guess........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k