Personally me I would go ahead and take the advice and try to vacate the judgment. You never know unless you try.
Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 660, 661 as of 04/01/13
Current Transunion Score: previous 656, 675 as of 02/01/13
Goal Score: 750Take the FICO Fitness Challenge
