Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008
Re: Collections Acct, Does Open or Closed Matter?

It hurts, regardless of closed or active.  I had one disputed and deleted only for it creep back in and made my EX score drop 15pts.  Never the less it's due to come off permanently by Jan '13.  PFD is the best recourse.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
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Homeowner since 05/29/13