Established Member
Posts: 60
Registered: ‎10-09-2012
Re: Need advice on pay off cap one card

Here's where I'm at, at this point. 


1. Going to write GW letters to commerce to see if I can get the 30&60 off. If no luck, I will start calling. 


2. I've read a bunch of things on here about cap one being sue crazy and never doing pfd's. I am way way short of the SOL by about 4 years. I don't want them sueing. 


So my next question is do I pay the $612 and be done with it, or just let it sit? Won't paying it look just as bad on my report? Or will it help to pay the account off. 


BTW I do have the full amount and means to pay it right now.