Posts: 14,062
Registered: ‎04-15-2011
Re: Help me with this...

Yes, they can both report.  It's a little over 5 years old, has about 2 more years before it falls off.   It appears Cap1 has sold the account since they reporting a $0 balance.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!