Re: Fico is 741, when do I Start Applying for Credit Cards?
10-11-2012 03:33 PM
6 months of positive TLs is considered a good starting point. Your AAoA is what's hurting you right now. Let that age just a bit and you should have pretty good odds at getting decent cards. I would recommend that you get a GECRB card such as Walmart or so. They tend to grow and give good CLs that will help you get higher CLs with other cards. Oh, and if you want, I think you're more than good to go for one of those right now. Good Luck!
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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