Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011
Re: Fico is 741, when do I Start Applying for Credit Cards?

6 months of positive TLs is considered a good starting point.  Your AAoA is what's hurting you right now.  Let that age just a bit and you should have pretty good odds at getting decent cards.  I would recommend that you get a GECRB card such as Walmart or so.  They tend to grow and give good CLs that will help you get higher CLs with other cards.  Oh, and if you want, I think you're more than good to go for one of those right now.  Good Luck!


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Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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