Hi, I currently have a delinquent account on my credit. It is from at&t. I moved back in 2006 to a place that didn't have at&t towers so I got a letter from them saying they were making me switch to another carrier. I got upset about that (I was immature back then and regret it now) so I didn't pay my last bill. My question is should I pay this now or wait until it goes off my credit?(should be another year or so I think) Thanks......