Never been more discourage
10-11-2012 08:22 PM
About a year ago I discovered this site and for the first time in my life(at the young age of 37) I began to work on repairing and rebuilding my credit that I had neglected forever. I've made progress this year, little by little. Paid off a state tax lien, got 2 credit cards(1 secured) and thought that although I've only moved up to the lower-mid 600's that I was making a difference. Now I just discovered that I had an account(old $95 cable bill) go into collections and sabotage all the work I've done. I'm so angry with myself right now. This feels like the lowest point I've been at since I started. I just have no clue where to go from here.
CapOne QuicksilverOne $500/VS $700/Express $500/Walmart $2000/Old Navy $600/SC Telco Visa $1K/HH Gregg $1500/Target REDcard $200