Frequent Contributor
JustMe77
Posts: 275
Registered: ‎05-27-2009
Re: Delinquent account

Ethically, if you owe the money it makes sense to pay it. 

 

 I don't think paying it will change your credit score though. It's already in collections and the damage has been done.

Current Cards: Capital One Platinum ($2,500), Banana Republic Visa ($5,300), Chase Freedom ($2,000), Amex Zync (NPSL), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)

Waiting for minor baddies to fall off in 2015!