Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Will raising my CL on my secured card raise my credit score ?

By itself?  No, not really, mainly it just looks at your util.  However, there is a plus to it.  By raising your limit, when you go to get unsecured cards, they do take a look at your limits, if you have low limit cards, that's what they offer you too.  So if you have a higher limit card, you may get a bigger CL from them.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!