Posts: 14,062
Registered: ‎04-15-2011
Re: Shot to pieces in just 6 months...

I'm sorry to hear about your past relationship, but now it's time to rebuild your financial relationship.  Definitely send the PFD,  keep current on your payments and pay that util down, it's way too high.  Now with those lates, it's time to get the GW train rolling.   Send those out.  Check your CR for anything else, and let's see where that gets you.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!