Don't get discouraged, get motivated.  Get this off your CR.  Send them a PFD, you say it's old, how old is it?  Is it past the SOL of your state?  You can use that in your PFD if it is.

---

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge