Re: What I am working on Now[ Edited ]
10-12-2012 05:27 AM - edited 10-12-2012 05:36 AM
Sorry for this but if I write it down, I usually stick to my game plan better so here goes:
Paying off 50% of my Util this month they all will be paid to ZER0 by the end of NOV except my cap 1
which I put my dog's food on each month that is 15.00, I suck at calculating Util but I don't think
15.00 on 900.00 will be a huge hit and hurt my scores too much.
Hopefully I will see a decent score increase next month when they report
both TU and EX are over 600 hoping EQ will follow along soon
Got a cap 1 secured card in Jan and they gave me a nice little $200.00 credit line increase a couple months ago
Putting about 550.00 a month into savings for rainey days so I have something to fall back on so my bills won't get behind.
I still have that one baddie on my report that will fall off in 2015 but with it's age it is doing less damage, when I started rebuilding
thanks to a divorce I had a total of 22 med collections and 18 other collections for a total of 40 but thanks to PFD and DV letters I am down
to that one lonely collection.
A repo from 2007 that was on EX is gone don't know why but is is GONE...
I am not gonna apply for any new credit until the end of 2013.
Thanks for all the help and advice I have gotten here
Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards