Established Member
ReachingMyGoals
Posts: 54
Registered: ‎10-11-2012
Newbie here...Needing a great deal of help

Hello...

 

I am so glad to have found this forum that I have had little sleep.  I want to begin the road to credit recovery...TODAY!

 

I am thoroughly embarrassed about my circumstance, but no more it is high time to get things in gear.  Let me state that I had started the process and was well on my way at least 6 years ago, but I was in school and had to move and well life happened. 

 

Most of my report reads from my Student Loans.

 

I have 2 accounts that I'm currently concerned with that were closed and CO but, I'm still receiving correspondence to settle.  Is that right?  I'm scared that if I do, that will reopen and then they will stay on my CR much longer.

 

Okay I have a couple CA accounts for these same to CC accounts...what should I do?

 

Next question..Should I work on getting the CA accounts removed before applying for a secured card or do I leave them until after?

 

Thank you for your help.  *Remember I'm a NewBEE so I am not yet acclimated to the Proper Forum Etiquette*  :smileyhappy: