New Contributor
KnewBee
Posts: 89
Registered: ‎10-10-2012
LVNV multiple Tradelines best approach

Hello, I have more than TL from LVNV with different OCs. For the purposes of dv letters, settlement attempts, disputes to how they are reporting them etc. is it best to treat each TL individually or treat it as one account since it is all the same JDB? I am guessing something like a dv letter is probably best to treat each TL separately, but any cases where you treat it as one? I.e. more leverage in a settlement attempt? 

 

Hope this makes sense. Thank you!

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX PLUS FAKO 563

Current Scores: EQ 642 / TU 519 / EX PLUS FAKO 610

Goal Scores: 700