There's plenty of time to get this done.  I almost always suggest paying the debt, or at least settling it.  It just keeps the more bottom feeder CAs from popping up in the future.  As far as the CRTP or SOL clock being reset, it depends on your state, but I seriously doubt it.  One of the things I always tell people is never acknowledge the debt was yours, even if you're paying it off.  Don't say it's yours.  Never agree to new payment plans, this can come back to bite you.  Key to this is to look at your reports and see what the DOFDs of the accounts are.  Look into that and post back.  Good Luck!

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