Re: Newbie here...Nee
ding a great deal of help
10-12-2012 09:29 PM
Absolutely get that card. Revolving TLs account for up to 35% of your CR score. What I recommend is when you get the secured card, treat it like a bill. Put $25 or $50 into it every payday. It is like a savings account and adds to your CL. This will help you get a better unsecured card when the time comes.
Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!