Re: Question on a no response DV
10-12-2012 09:58 PM
What you are referring to, some call the 1-2 punch. These only get lucky if the CA doesn't validate the debt to the CRA. It in no way compels them to delete. First off, unless the DV is timely, or you live in the state of Texas, they don't have to respond to anything. If the DV is timely, then they are barred from further collection attempts until they validate. That does not affect what is already on your CR. If say a year down the road, they decide to validate, then they do that and resume collection.
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