Good afternoon all,

  I am In the process of closing on a house in Dec 2012. I check my credit report daily using usaa and behold this eos cca appeared on my equifax with a debt. my equifax score lowered  70 points.i called AtT and Verizon and don't owe them anything. Has anyone else took a hit from this eos cca? I need to dispute this and have removed ASAP due to them running my credit report to finalize loan.