The CLI, although small will increase your util if you have any posted revolving debt.  And yes, although they may not affect scores that much, they are positive financial gins.  Congrats!

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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