Regular Contributor
Posts: 205
Registered: ‎06-04-2012
Re: CLI and installment pay off

Thanks shogun!  The CLI won't help util, as I already keep that at 1% or less, but it will help with Xmas spending -- only for free shipping and bonus bucks though.  Other than hopefully getting a mortgage in the next 6 months, we like to 'use' credit but remain debt free.  And paying off the car, once sold, will go a long, long way to our 20% down payment.

Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013