Posts: 14,062
Registered: ‎04-15-2011
Re: Is Transunion 644 a good credit score?

LoveGoodCredit wrote:

I checked it on here in the beginning and it was very close.   I am going to try to get more points too.  I am stuck with the 4 collections till I can afford the PFD.  Once I get the money for that it should be okay.  Right now I am paying down credit card and each month I make an ontime payment on my car it seems the points go up like 4 points.  Plus I have some inquiries coming offf.  I got 65 points this month on TU, almost 50 on Experian and 15 on equifax.  They hate me tho.

What are your plans to raise your score?

Is the score on here always different thatn what TU offers?

That's awesome!!!!   Don't worry about EX, they hate me too.  Keep cleaning those CRs!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!