Was so excited when I got the SWalert last night, jumped from a 612 to 628 on equifax. Not sure what caused the jump as the recent payments I have made to bring my util down havent hit yet. I guess its just some of my baddies aging. Whatever it was Im soooo happy. This board is great!!!

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Starting Score: 590
Current Score: equifax 676 transunion 663
Goal Score: 700 plus

Take the FICO Fitness Challenge. Chase Freedom 2500 Discover IT 1700 Amex PRG npsl First National 550