My question is was your charge off included in a bankruptcy> Credit one was incl in my Chpt 7 and they have since sold it to a Collection Agency. It show 0 balance on my credit report but also says charge off. Is it even worth the hassle to bother with it?

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Starting Score: 467
Current Score: 661
Goal Score: 721

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Post BK Wallet: Target $10,000 (AU) | Cap One Secured $500 | Cap One Platinum $1000 | NY & Company $250 | Lane Bryant $150 | Victoria's Secret $250 | Capital One Auto Finance (Can't wait to REFI!!!)