Oh, I have excellent insurance rates.  My post has nothing to do with that.  I was just wondering how they factor they're scores.  My transrisk has gone up over 200 points and insurance down over 150. 

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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