New Contributor
KnewBee
Posts: 89
Registered: ‎10-10-2012
Re: CreditKarma is killing me!

Ok, I understand now. Never heard of an insurer using  a score related to credit Karma. Most of the ones I have worked with either use a FICO directly or have their own propreitary score that will ignore things that tend to not be good predictors of future claims like medical collections. Actually this thread was the first I have ever heard of there being one separate score for insurance that is widely used.

 

 I can think of no logical reason an insurance score would be lower than a regular score or decrease while a regular score increases.  As you and others have stated it seems like their insurance score may be total bull pucky. 

 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX PLUS FAKO 563

Current Scores: EQ 642 / TU 519 / EX PLUS FAKO 610

Goal Scores: 700