Established Member
mullo_2
Posts: 18
Registered: ‎05-30-2012
The Race to 700

‎10-15-2012 08:59 AM

I Started this journey with my wife in may 2012 to get a 700 score or to purchase a second home.At one point we were competing to see who can get there first I introduced her to myfico after I joined and she's been aggressive since with pfd and negotiating with collectors we still have ways to go but just wanted to say thx so far heres our scores so far wife on top mine on bottom ... she stared at 661 now 786 i started at 613 now 695

 

10/13/2012786Score Watch® alert: Your score has gone up.  
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9/27/2012695Score Power report: Your score is unchanged.  
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012
Re: The Race to 700

‎10-15-2012 09:03 AM

That's great, Congrats!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Moderator
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011
Re: The Race to 700

‎10-15-2012 09:15 AM

That's great, but she's kicking your butt!   LOL

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Established Contributor
madmann26
Posts: 993
Registered: ‎08-30-2012
Re: The Race to 700

‎10-15-2012 09:42 AM

A woman who likes to be on top......surprised?

/end sarcasm.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012
Re: The Race to 700

‎10-15-2012 09:43 AM

I'd need new pants if I saw an 81 point increase.  Did she have something major removed?

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
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Established Member
mullo_2
Posts: 18
Registered: ‎05-30-2012
Re: The Race to 700

‎10-15-2012 09:55 AM

thx folks as I said she's aggressive and like to be on top ....The 81 points spread was the last collection to fall of it took them forever to take it off but transunion is moving slow in taking it off but the other two did recently ..Some of her goodwill became dispute from cap1 they misinterpreted it that's what cause score drops but she still have four consecutive lates 30 days  from cap1 back in 2010 still on her report they aint budging at all cap1 sucks

(215 Views)
 
Established Contributor
madmann26
Posts: 993
Registered: ‎08-30-2012
Re: The Race to 700

‎10-15-2012 09:58 AM

Those 30 day lates have lost most their steam by now. If you're able to get those removed, it'll be for cosmetic purposes only.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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