Posts: 14,051
Registered: ‎04-15-2011
Re: Can paying or settling old debt increase your risk of lawsuits?

Definitely opt out!  If you don't, the CRAs sell the CAs information on those that are rebuilding their credit or applying for mortgages unless you do opt out.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!