Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
Re: Cash Call Inc.

Settling at least closes an open debt that would be a big hurdle in trying to get a mortgage.  PFD increases your score, removes the black mark entirely, and depending on your credit profile as a whole, may make or break your mortgage.  At the very least it may put you up another tier for a better interest rate, again depending on the rest of your profile.

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL