Member
NotIT
Posts: 6
Registered: ‎07-27-2012
Re: LVNV multiple Tradelines best approach

I am having a similar issue here... I have sent DV ltrs to no avail.  However since I've sent 2 DV's with adequate time to respond, I've noticed a new "trend"...  they keep "closing" the acct on my credit report, but I'll see a new "acct #" for the same exact amt listed as open for this month... this appears to be a constant cycle since my ltrs.  

Also, every once in a while they seem to overlap and will show as 2 collections one opened last month and one this month.

 

LVNV is royally confusing as to how to handle, so I'm very interested in what anyone has to say about them.  Below is how it shows on my report:

 

 

800-363-3115
PO BOX 740281
HOUSTON, TX 77274
 Experian®Equifax®TransUnion®
 
Account NameLVNV FUNDING LLCLVNV FUNDING LLCLVNV FUNDING
Account #XXXXXXXXXXXX
Account TypeDebt PurchaseOpen AccountOpen account
Balance$627.00$625.00$627.00
Date Opened9/1/20119/1/20119/23/2011
    
Account StatusClosedClosedOpen
Mo. Payment   
Past Due$627.00$625.00$627.00
Payment StatusSeriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection departmentAt least 120 days or more than four payments past dueCollection account
High Balance $603.00$603.00
Limit   
Terms1 Month  
CommentsAccount in dispute-reported by subscriber
COLLECTION ACCOUNT
Account information disputed by consumer

Starting Score: 7/27/12 TU 622 / EQ 584 / EX 642
Current Score: TU 10/22/12 609 / EQ 695 / EX 658
Goal Score: 713 All 3


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