Established Member
Posts: 21
Registered: ‎09-16-2012
Debt collection SOL
[ Edited ]

My wife has two past medical debts (one from 2007 and one from 2008) that went to collections. I want to issue a PFD letter for both, but would like to know the SOL for the debts before doing so. We lived in Alabama at the time the debts were sent to collections, but we currently live in Texas. Which state's SOL do I need to go by?


Also, what are the chances of a PFD working if we're still within the SOL?

Starting Score: 671 TU (1/29/12), 653 EQ (1/29/12)
Current Score: 740 TU (5/5/13), 759 EQ (6/5/13), 745 EX (6/15/13)
Goal Score: 800+

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