Thanks for all the good responses, and great link to the information about CRAs and collections. Yes Annielorie, I am trying PDFs. My main concern and reason for my original  post was that while I am trying to pay all the debt I legitimately owe, I do have one large collection account that is still in SOL which is for debt that I do not agree with. I was concerned if paying all my legimate debt could trigger collection activity on this one illegitmate collection. I think i have the answer now. Thanks again everyone!