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Posts: 1,979
Registered: ‎04-07-2009
Re: Can paying or settling old debt increase your risk of lawsuits?



Opting out will not work for an existing creditor with whom the consumer has an account.  I will use a credit card account as an example  per the card holder agreement which was agrred to when the account was opend  can  review your credit.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011